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Glossary of insurance terms

Accident
Body injury resulting from a violent, sudden, external and involuntary act of the insured person.
Bonus/malus
A rate system that adjusts the premium, previously foreseen when contacting the policy, which increases or decreases the amount of the premium depending on the claim history of the insured person.
Building
A set of elements that constitute a building or part of same that are insured (for instance the foundations, contention walls and walls)

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